When you own a home, there are plenty of things that can go wrong. One of the significant issues homeowner’s face is flood damage. This can be a result of a natural disaster, storm damage, pipes bursting, and even human error. One of the most common causes of human error related to flooding is forgetting to turn the bathtub faucet off. This can result in severe flood damage. If it is in the upstairs portion of the home, it can damage the ceiling and the walls below. 

Am I Covered By My Home Insurance?

In the event you experience water damage to your home as a result of an accident or human error, most homeowner’s insurance policies will cover the cost to repair the damage. If mold remediation is necessary, it will usually cover that cost as well. Before you make an insurance purchase, however, know what to expect and whether or not events like bathtub flooding are covered. If you have questions, it is a good idea to ask a professional insurance agent so you can make an informed decision. 

Finding The Right Coverage

Getting the right insurance for your home is the key to preventing financial losses due to incidents that cause loss. Shop for the policy protecting your home adequately. Not all insurance products are the same. Try to get the most for your money by purchasing a policy that offers complete coverage. Residents of Fords, NJ can ask the professional insurance agents at Five Star Insurance Agency for information and recommendations.

Residents living in or around Fords, NJ are encouraged to reach out to the professionals at Five Star Insurance by calling or stopping by the office. Get the insurance products you need to give you and your family a blanket of protection against covered events.