Health Insurance in New Jersey

By law, you are required to have health insurance, not only in New Jersey, but anywhere in the United States. Five Star Insurance Agency, serving the greater Fords, NJ Area, can help you get the health insurance coverage you need to meet this federal requirement.

When you are looking to get health insurance, there are many different factors you need to consider. One of the most important factors to consider is how much of a deductible you can afford. Most insurance policies have some sort of deductible that you will need to pay before your health insurance coverage kicks in. The higher the deductible, the lower your premiums will be.

Next, you need to consider whether you want to keep the doctors in New Jersey you already have or whether you will be willing to change doctors. If you are not willing to give up your doctor, you need to find out what medical insurance companies they work with and then get quotes from these companies. It will do you no good to get quotes from companies that do not work with the providers you want to be seen by.

The last factor you need to consider is how much of a co-pay you want to have to be seen for wellness visits. Some policies do not have any co-pays, while others have $25 or $50 co-pays. Once again, the amount of the co-pay affects your premium amount.

If you are looking to price out a new health insurance policy or are looking to get coverage for the first time, Five Star Insurance Agency in Fords, NJ can help you. Visit our office or contact us by phone to find out what policies are available to you and your family and get a free price quote. Get started today to ensure you have the coverage you need.