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Understanding the Importance of Flood Insurance
Floods constitute a significant threat around the nation. Just about any area can become prone to flooding due to weather conditions. Home insurance doesn’t cover flooding, which can inflict such severe damage on a home that it might need to be rebuilt entirely. As a result, not retaining flood insurance is unwise. Yet, many people believe they won’t need it. If you comprehend the importance of flood insurance, reach out to us at Five Star Insurance Agency in Fords, NJ to get started.
Demystifying Flood Zones
Areas expected to experience regular flooding over several years are known as flood zones. These zones are disclosed to homebuyers during the home purchase process. Acquiring flood insurance in these zones is typically mandatory. Many individuals mistakenly believe flood insurance isn’t required if they’re not in these zones. However, floods frequently occur outside these zones, being equally destructive and risky. Approximately one in every five flood claims originate from areas outside flood zones.
The Interplay Between Home and Flood Insurance
All homeowners need both home insurance and flood insurance. This is the only way to ensure protection against as many disasters as possible. No damage will be covered if you have home insurance and suffer a flood. That’s where flood insurance steps in.
Getting Your Flood Insurance Now
Don’t postpone acquiring the flood insurance you need. Call Five Star Insurance Agency in Fords, NJ, to learn more about this type of coverage and begin your policy.
